If you borrow money to buy and own equipment, you are using up available credit, which, if used for other purposes, has the ability to earn a return much higher than the cost of the lease payments.

Any company, association, non-profit organization, or individual that is using the equipment for a business or commercial use.

You can use this program to purchase any new or used equipment that makes sense for your business as long as it is not going to be resold and it is not disposable and/or consumable. Typical types of equipment include: • Restaurant Equipment • Computer Equipment & Software • Copiers • Office Furniture • Material Handling Equipment • anufacturing and Construction Equipment • Printing Equipment • Commercial Vehicles • Telecommunications Equipment • Medical Equipment

Rates are based on equipment type and the credit rating of the individual business customer. The best way to find out what the rates are going to be for a desired piece of equipment is to contact one of our account managers and submit a quote for the equipment you wish to lease.

Usually, just the first and last monthly lease payment. Unlike a down payment for a purchase, these payments are smaller and are applied to your total lease payments. In addition, a nominal documentation and filing fee is required for processing the lease documents and filing UCC-1 financing statements required in your state. We do not charge an application fee.

The lease is noncancelable. However, you may arrange for prepayment of the lease or upgrade to a more sophisticated piece of equipment.

Yes. We can work with as many vendors as you need to get the equipment you want.

It usually takes three to five business days from the time we have the signed lease documents in our office.

Sales tax is added to your monthly lease payment each month and charged separately.

You fill out a simple, one-page credit application. In certain instances, other financial information may be required such as tax returns or financial statements. The supplied credit information is reviewed and upon approval, the lease documents are prepared and sent to you for signing. A purchase order is then issued to your equipment vendor. Upon delivery of the equipment and acceptance by you, the equipment is paid for and the lease commences.

For your protection, it is required that the equipment be insured. You simply instruct your own insurance agent to send a certificate of insurance to us at no additional cost to you. In some cases we may be able to provide you with insurance at reasonable premiums.